Free credit education · India
CreditReveals gives you the tools, templates, and guides to dispute errors across all four RBI-authorised bureaus — and actually get them resolved.
4
Credit bureaus
CIBIL · Experian · CRIF · Equifax
₹0
Cost to dispute
Completely free, always
30
Days to resolve
RBI mandated maximum
100%
DIY — no agency
You stay in full control
Free tools
Dispute email drafting tool
Generate a ready-to-send dispute email for any credit bureau or lender — structured, professional, and specific to your issue.
Financial institution directory
Direct grievance email addresses for every major bank and NBFC in India. No more searching — contact them straight.
Get your free credit report
Step-by-step instructions to access your annual free report from all four RBI-authorised bureaus — CIBIL, Experian, CRIF and Equifax.
Latest guide
Found an issue in your CIBIL report but unable to fix it through the usual method? This guide explains a lesser-known online complaint approach that works without login, along with a practical way to handle it properly using structured communication and follow-up.
How it works
01
Download your free report
Get your report from any of the four bureaus — free once a year per bureau, no credit card needed.
02
Spot the error
Look for unknown accounts, wrong balances, outdated status, or personal details that don't match.
03
Generate your dispute email
Use the drafting tool to build a structured, professional dispute email addressed to the right bureau or lender.
04
Send and track
Send directly from your email client. Bureaus must resolve disputes within 30 days under RBI rules.
Guides
Want to download your CRIF credit report but not sure where to start? This guide walks you through the complete process—from registration and OTP verification to accessing your dashboard and downloading the report PDF with the correct password.
Reading an Experian credit report can feel confusing at first. This guide breaks it down in simple terms, helping you understand your score, account details, and what lenders actually look at.
Get your free Equifax credit report online in just a few steps. This guide explains the full process clearly so you can register, generate, and download your report without confusion or extra cost.
Coverage
Dispute templates, email contacts, and step-by-step guides available for each bureau.
Found an error in your credit report?
Generate a professional dispute email in under 2 minutes — free, no account needed.