Understanding our content's purpose
We make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on our site. The content we share comes from practical experience, which means it is based on real-world situations but may not cover every possible scenario or be 100% accurate in all cases.
Think of our website as a knowledgeable resource sharing experience rather than an authoritative textbook with all the answers. We are here to educate and inform, not to guarantee specific outcomes.
Not professional advice
The information on CreditReveals.in is not intended as, and shall not be understood or construed as, financial, legal, or professional advice. We are not financial advisors, lawyers, credit repair organisations, or certified professionals in financial or legal fields.
Our content is provided for educational purposes only and is based on practical knowledge, which may not be 100% correct or applicable to your specific situation. Always consult with a qualified professional before making any financial or legal decisions.
What data we actually collect
We want to be transparent about the data CreditReveals collects when you use the site:
- Google authentication: When you sign in with Google, we store your name, email address, and profile picture in our database to identify your account.
- Session cookies: We use JWT-based session cookies to keep you logged in. These are standard authentication cookies and do not track browsing behaviour across other sites.
- Comments: If you post comments on our articles, the content of your comments is stored in our database and publicly visible to other visitors.
- Inquiries: If you submit an inquiry form, the details you provide (name, email, mobile number, credit bureau, problem description) are stored in our database and reviewed by our team.
- Contact form: Messages sent via the contact form are forwarded to our support email. We retain them for up to one year for customer service purposes.
- Rate limiting records: To prevent abuse, we store a request count per user account. This resets every hour and contains no personal content.
We do not sell, rent, or share your personal data with third parties for marketing purposes. Data is used solely to operate the service.
Email drafting tool
Our email drafting tool operates entirely within your web browser. No information you enter into the drafting tool — including personal details, account numbers, or drafted content — is ever transmitted to or stored on our servers. All drafting occurs locally on your device. You retain full control of the generated content before you choose to send it via your own email client.
External links
Our site may contain links to external websites. We do not warrant, endorse, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through our site. Use of any such linked website is at your own risk.
Limitation of liability
Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. This includes direct, indirect, incidental, or consequential damages, financial losses, or legal issues arising from actions taken based on our content.
Your use of the site and reliance on any information on the site is solely at your own risk.
Your responsibilities
By using our website, you acknowledge that you are using our content as educational material rather than professional advice. We encourage you to verify important information with official sources, consider your unique circumstances before taking action, and consult qualified professionals for significant financial or legal decisions.
A final note
We believe in being transparent about what we can and cannot do. Our goal is to educate and empower, not to replace professional advice or guarantee specific outcomes. If you have questions about your specific situation, we strongly encourage you to consult with qualified professionals who can provide personalised guidance.