Author
Rajiv Naskar
Rajiv Naskar writes about credit reports, dispute resolution, and credit score behavior for Credit Reveals, focusing on the practical side of fixing errors on CIBIL, Experian, Equifax, and CRIF Highmark reports. His guides are built by actually walking through each bureau's dispute process firsthand — from the online portals to the email escalation paths through CPGRAMS and the RBI Ombudsman — rather than summarizing what's already online. He writes for people trying to fix their own credit report without paying an agency and believes the process should be explained plainly enough that anyone can follow it themselves.
10 Articles Published
Articles by Rajiv Naskar
10 guides
Fake Loan Showing in CIBIL Report: Remove It
Found a fake or fraudulent loan on your CIBIL report? Confirm its genuinely fraud, get it removed the right way, and know when to file a cybercrime complaint or FIR.
14 Sept 2026·8 min read
How to Check Your CIBIL Score Online for Free (2026 Guide)
Learn how to check your CIBIL Score online for free through the official CIBIL website and other popular platforms. See how often you can check it and whether checking affects your score.
9 Sept 2026·9 min read
How to Remove Settled Status From Your CIBIL Report
Learn why a Settled status appears on your CIBIL report and how to get it corrected to Closed, whether you've already paid the full amount or still need to clear the balance.
3 Sept 2026·12 min read
How to Remove Inaccurate DPD From Your Credit Report
A clear breakdown of genuine vs. inaccurate DPD entries, why a real DPD can never be removed, and exactly how to get a wrongly reported one corrected across CIBIL, Experian, Equifax, and CRIF Highmark.
2 Sept 2026·11 min read
How to Remove Written-Off Status From Your CIBIL Report
Learn how to remove a Written-off status from your CIBIL report, whether you've already paid the dues or still need to clear them. Follow the steps to get the account corrected.
20 Aug 2026·14 min read
How to Remove Unknown Loan Account from CIBIL Report
Found an unknown loan or credit card account on your CIBIL report? Learn how to dispute it, contact the lender, and escalate the issue if it isn't removed.
20 Aug 2026·12 min read